Peapack-Gladstone Financial Corporation (PGC) is a Banks - Regional company in the Financial Services sector, currently trading at $39.17. It has a SharesGrow Score of 57/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PGC = $78.18 (+99.6% from the current price, the stock appears undervalued). Analyst consensus target is PGC = $32 (-18.3% upside).
Valuation: PGC trades at a trailing Price-to-Earnings (P/E) of 17.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.56.
Financials: revenue is $441M, +17.8%/yr average growth. Net income is $37M, growing at -17.8%/yr. Net profit margin is 8.5% (thin). Gross margin is 58.1% (-26.6 pp trend).
Balance sheet: total debt is $260M against $658M equity (Debt-to-Equity (D/E) ratio 0.4, conservative). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 3.5%. Total assets: $7.5B.
Analyst outlook: 7 / 7 analysts rate PGC as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 63/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 64/100 (Pass), Income 45/100 (Partial).
