Byline Bancorp, Inc. (BY) is a Banks - Regional company in the Financial Services sector, currently trading at $33.34. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of BY = $60.80 (+82.4% from the current price, the stock appears undervalued). Analyst consensus target is BY = $37 (+11% upside).
Valuation: BY trades at a trailing Price-to-Earnings (P/E) of 11.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.83.
Financials: revenue is $629M, +22.5%/yr average growth. Net income is $130M, growing at +14.1%/yr. Net profit margin is 20.7% (strong). Gross margin is 66.1% (-17 pp trend).
Balance sheet: total debt is $565M against $1.3B equity (Debt-to-Equity (D/E) ratio 0.45, conservative). Current ratio is 0.31 (tight liquidity). Debt-to-assets is 5.9%. Total assets: $9.7B.
Analyst outlook: 5 / 11 analysts rate BY as buy (45%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 41/100 (Partial), Growth 90/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).
