Greene County Bancorp, Inc. (GCBC) is a Banks - Regional company in the Financial Services sector, currently trading at $23.48. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of GCBC = $51.86 (+120.9% from the current price, the stock appears undervalued).
Valuation: GCBC trades at a trailing Price-to-Earnings (P/E) of 11 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.37.
Financials: revenue is $133M, +20.9%/yr average growth. Net income is $31M, growing at +5.4%/yr. Net profit margin is 23.4% (strong). Gross margin is 55.7% (-32.8 pp trend).
Balance sheet: total debt is $128M against $239M equity (Debt-to-Equity (D/E) ratio 0.54, moderate). Current ratio is 0.19 (tight liquidity). Debt-to-assets is 4.2%. Total assets: $3.0B.
SharesGrow 7-Criteria breakdown: Value 77/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future ?/100 (Fail), Income 85/100 (Pass).
