Greene County Bancorp, Inc. GCBC NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score

68/100

4/6 Pass

SharesGrow Intrinsic Value

$51.86

+120.9%

SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Greene County Bancorp, Inc. (GCBC) trades at a trailing P/E of 11.0. Trailing earnings yield is 9.06%. PEG 0.42 (Peter Lynch undervalued ≤1.0). Graham Number is $27.07.

Criteria proven by this page:

VALUE (77/100, Pass) — P/E is below market average (11.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.42); earnings yield beats bond yields (9.06%).
PEG Ratio 0.42 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
Trailing Earnings Yield 9.06% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 66/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score

68/100

SG Score

View full scorecard →

✓

VALUE

77/100

Price-to-Earnings & upside

Proven by this page

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FUTURE

N/A

No coverage

✓

PAST

100/100

→ Income

✗

HEALTH

17/100

Debt-to-Equity & liquidity

→ Health

✗

MOAT

43/100

→ Income

✓

GROWTH

83/100

→ Income

✓

INCOME

85/100

→ Income

Valuation Snapshot — GCBC

Valuation Multiples

P/E (TTM)11.0

Forward P/EN/A

PEG Ratio0.42

Forward PEGN/A

P/B Ratio1.56

P/S Ratio2.87

EV/EBITDA14.3

Per Share Data

EPS (TTM)$2.15

Book Value / Share$15.17

Revenue / Share$8.25

FCF / Share$1.93

Yields & Fair Value

Earnings Yield9.06%

Dividend Yield1.65%

Graham Number$27.07

SharesGrow IV$51.86 (+120.9%)

Historical Valuation

Year	P/E (TTM)	PEG Ratio	P/B Ratio	P/S Ratio	Dividend Yield
2016	15.4	0.66	1.85	3.96	1.35%
2017	20.7	0.84	2.77	5.79	0.83%
2018	20.0	0.70	3.00	6.22	0.53%
2019	14.2	0.71	2.21	4.55	0.82%
2020	10.2	1.30	1.48	3.07	1.18%
2021	10.0	0.35	1.60	3.52	1.02%
2022	13.8	0.81	2.45	5.10	0.68%
2023	16.5	1.70	2.77	5.24	0.43%
2024	22.2	-1.12	2.67	4.69	0.59%
2025	12.2	0.46	1.58	2.85	1.18%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year	EPS (Diluted)	Revenue	Net Income	Net Margin
2016	$0.53	$34.77M	$8.96M	25.8%
2017	$0.66	$39.88M	$11.19M	28%
2018	$0.85	$46.41M	$14.41M	31%
2019	$1.02	$54.67M	$17.48M	32%
2020	$1.10	$61.96M	$18.73M	30.2%
2021	$1.41	$68M	$23.94M	35.2%
2022	$1.65	$75.58M	$27.99M	37%
2023	$1.81	$96.77M	$30.79M	31.8%
2024	$1.45	$117.57M	$24.77M	21.1%
2025	$1.83	$132.94M	$31.14M	23.4%