International Bancshares Corporation (IBOC) is a Banks - Regional company in the Financial Services sector, currently trading at $72.08. It has a SharesGrow Score of 79/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of IBOC = $154.42 (+114.2% from the current price, the stock appears undervalued). Analyst consensus target is IBOC = $85 (+17.9% upside).
Valuation: IBOC trades at a trailing Price-to-Earnings (P/E) of 10.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.93.
Financials: revenue is $1.1B, +14.9%/yr average growth. Net income is $412M, growing at +12.4%/yr. Net profit margin is 39.1% (strong). Gross margin is 78.3% (-13.3 pp trend).
Balance sheet: total debt is $705M against $3.3B equity (Debt-to-Equity (D/E) ratio 0.22, conservative). Current ratio is 1.04 (adequate). Debt-to-assets is 4.2%. Total assets: $16.7B.
Analyst outlook: 1 / 1 analysts rate IBOC as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 73/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 59/100 (Partial), Future 94/100 (Pass), Income 100/100 (Pass).
