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International Bancshares Corporation IBOC NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
79/100
5/7 Pass
SharesGrow Intrinsic Value
$154.42
+114.2%
Analyst Price Target
$85.00
+17.9%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

International Bancshares Corporation (IBOC) trades at a trailing P/E of 10.6, forward P/E of 10.7. Trailing earnings yield is 9.42%, forward earnings yield 9.35%. PEG 13.27. Graham Number is $87.87.

Criteria proven by this page:

  • VALUE (73/100, Pass) — P/E is below market average (10.6); analyst target implies upside (+17.9%); earnings yield beats bond yields (9.42%).
  • PEG Ratio 13.27 — above 2.0 suggests expensive relative to earnings growth.
  • Trailing Earnings Yield 9.42% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $85.00 (+17.9% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 79/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
79/100
SG Score
View full scorecard →
VALUE
73/100
Price-to-Earnings & upside
Proven by this page
FUTURE
94/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
59/100
→ Income
GROWTH
80/100
→ Income
INCOME
100/100
→ Income

Valuation Snapshot — IBOC

Valuation Multiples
P/E (TTM)10.6
Forward P/E10.7
PEG Ratio13.27
Forward PEG5.94
P/B Ratio1.35
P/S Ratio4.12
EV/EBITDA8.3
Per Share Data
EPS (TTM)$6.60
Forward EPS (Est.)$6.74
Book Value / Share$52.02
Revenue / Share$16.90
FCF / Share$7.89
Yields & Fair Value
Earnings Yield9.42%
Forward Earnings Yield9.35%
Dividend Yield2.04%
Graham Number$87.87
SharesGrow IV$154.42 (+114.2%)
Analyst Target$85.00 (+17.9%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 20.1 -13.80 1.56 4.90 1.47%
2017 16.7 0.97 1.43 4.64 1.66%
2018 10.5 0.28 1.17 3.60 2.18%
2019 13.7 -3.21 1.33 4.36 2.44%
2020 14.3 -0.89 1.10 4.13 2.93%
2021 10.6 0.20 1.16 4.33 2.71%
2022 9.6 0.49 1.40 4.02 2.63%
2023 8.2 0.21 1.38 3.48 2.32%
2024 9.6 -12.73 1.40 3.77 2.09%
2025 10.0 13.21 1.27 3.93 2.10%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.02 $549.62M $133.93M 24.4%
2017 $2.36 $565.54M $157.44M 27.8%
2018 $3.24 $630.86M $215.93M 34.2%
2019 $3.12 $647.23M $205.1M 31.7%
2020 $2.62 $577.59M $167.32M 29%
2021 $4.00 $620.43M $253.92M 40.9%
2022 $4.78 $712.92M $300.23M 42.1%
2023 $6.62 $974.09M $411.77M 42.3%
2024 $6.57 $1.04B $409.17M 39.2%
2025 $6.62 $1.05B $412.29M 39.1%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $6.74 $6.74 – $6.74 $1.21B $1.21B – $1.21B 1
2027 $7.11 $7.11 – $7.11 $1.39B $1.39B – $1.39B 1
2028 $7.38 $7.38 – $7.38 $1.6B $1.6B – $1.6B 1
2029 $7.17 $7.17 – $7.17 $1.84B $1.84B – $1.84B 1
2030 $7.17 $7.17 – $7.17 $2.11B $2.11B – $2.11B 1
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