First Internet Bancorp (INBK) is a Banks - Regional company in the Financial Services sector, currently trading at $23.45. It has a SharesGrow Score of 46/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of INBK = $37.73 (+60.9% from the current price, the stock appears undervalued). Analyst consensus target is INBK = $26 (+11.9% upside).
Valuation: INBK trades at a trailing Price-to-Earnings (P/E) of -5.7 (S&P 500 average ~25).
Financials: revenue is $323M, +24.9%/yr average growth. Net income is $35M (loss), growing at -38.4%/yr. Net profit margin is -10.9% (negative). Gross margin is 13.7% (-49 pp trend).
Balance sheet: total debt is $355M against $360M equity (Debt-to-Equity (D/E) ratio 0.99, moderate). Current ratio is 81.27 (strong liquidity). Debt-to-assets is 6.4%. Total assets: $5.6B.
Analyst outlook: 4 / 10 analysts rate INBK as buy (40%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 71/100 (Pass), Growth 58/100 (Partial), Past 75/100 (Partial), Health 50/100 (Partial), Moat 15/100 (Fail), Future 40/100 (Partial), Income 10/100 (Fail).
