Kentucky First Federal Bancorp (KFFB) is a Banks - Regional company in the Financial Services sector, currently trading at $4.78. It has a SharesGrow Score of 43/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of KFFB = $1.51 (-68.4% from the current price, the stock appears overvalued).
Valuation: KFFB trades at a trailing Price-to-Earnings (P/E) of 44.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.9.
Financials: revenue is $20M, +19.9%/yr average growth. Net income is $181,000, growing at -71.8%/yr. Net profit margin is 0.9% (thin). Gross margin is 44.3% (-40.9 pp trend).
Balance sheet: total debt is $43M against $48M equity (Debt-to-Equity (D/E) ratio 0.88, moderate). Current ratio is 0.1 (tight liquidity). Debt-to-assets is 11.5%. Total assets: $372M.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 48/100 (Partial), Past 75/100 (Partial), Health 17/100 (Fail), Moat 28/100 (Fail), Future ?/100 (Fail), Income 30/100 (Fail).
