Open Lending Corporation (LPRO) is a Financial - Credit Services company in the Financial Services sector, currently trading at $1.61. It has a SharesGrow Score of 51/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LPRO = $-0.79 (-148.9% from the current price, the stock appears overvalued). Analyst consensus target is LPRO = $4 (+148.4% upside).
Valuation: LPRO trades at a trailing Price-to-Earnings (P/E) of -38.5 (S&P 500 average ~25).
Financials: revenue is $93M, +58%/yr average growth. Net income is $4M (loss), growing at -227.2%/yr. Net profit margin is -4.5% (negative). Gross margin is 75.5% (-13.4 pp trend).
Balance sheet: total debt is $88M against $75M equity (Debt-to-Equity (D/E) ratio 1.17, moderate). Current ratio is 4.52 (strong liquidity). Debt-to-assets is 37.2%. Total assets: $237M.
Analyst outlook: 5 / 12 analysts rate LPRO as buy (42%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 58/100 (Partial), Past 50/100 (Partial), Health 50/100 (Partial), Moat 35/100 (Fail), Future 52/100 (Partial), Income 10/100 (Fail).
