SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
LexinFintech Holdings Ltd. (LX) trades at a trailing P/E of 1.5, forward P/E of 0.4. Trailing earnings yield is 66.68%, forward earnings yield 263.16%. PEG 0.04 (Peter Lynch undervalued ≤1.0). Graham Number is $126.25.
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (1.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.04); analyst target implies upside (+55.6%); earnings yield beats bond yields (66.68%).
- Forward P/E 0.4 (down from trailing 1.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.04 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 66.68% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 263.16% as earnings recover.
- Analyst consensus target $3.50 (+55.6% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 85/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — LX
Valuation Multiples
P/E (TTM)1.5
Forward P/E0.4
PEG Ratio0.04
Forward PEG0.02
P/B Ratio0.21
P/S Ratio0.19
EV/EBITDA1.8
Per Share Data
EPS (TTM)$9.96
Forward EPS (Est.)$5.93
Book Value / Share$71.14
Revenue / Share$77.98
FCF / Share$0.00
Yields & Fair Value
Earnings Yield66.68%
Forward Earnings Yield263.16%
Dividend Yield13.91%
Graham Number$126.25
SharesGrow IV$120.51 (+5256.2%)
Analyst Target$3.50 (+55.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
-95.7 |
1.11 |
810.51 |
2.60 |
- |
| 2017 |
62.0 |
-0.22 |
8.75 |
2.67 |
- |
| 2018 |
4.6 |
0.01 |
2.20 |
1.19 |
- |
| 2019 |
7.9 |
0.43 |
2.74 |
1.70 |
- |
| 2020 |
15.1 |
-0.20 |
1.64 |
0.77 |
- |
| 2021 |
1.9 |
0.01 |
0.56 |
0.40 |
- |
| 2022 |
2.8 |
-0.04 |
0.26 |
0.23 |
- |
| 2023 |
2.1 |
0.06 |
0.23 |
0.17 |
6.17% |
| 2024 |
6.4 |
2.58 |
0.65 |
0.49 |
2.34% |
| 2025 |
2.4 |
0.05 |
0.32 |
0.30 |
9.30% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$-0.71 |
$4.34B |
$-117.94M |
-2.7% |
| 2017 |
$0.36 |
$5.58B |
$240.35M |
4.3% |
| 2018 |
$10.90 |
$7.6B |
$1.98B |
26% |
| 2019 |
$12.21 |
$10.6B |
$2.29B |
21.6% |
| 2020 |
$3.12 |
$11.65B |
$594.98M |
5.1% |
| 2021 |
$11.46 |
$11.38B |
$2.33B |
20.5% |
| 2022 |
$4.42 |
$9.87B |
$819.75M |
8.3% |
| 2023 |
$5.92 |
$13.06B |
$1.07B |
8.2% |
| 2024 |
$6.49 |
$14.2B |
$1.1B |
7.7% |
| 2025 |
$9.16 |
$12.79B |
$1.63B |
12.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.89 |
$4.61 – $6.74 |
$12.02B |
$11.54B – $12.96B |
2 |
| 2027 |
$7.97 |
$7.22 – $9.25 |
$12.71B |
$11.57B – $14.87B |
2 |
| 2028 |
$9.03 |
$8.26 – $10.49 |
$13.57B |
$12.68B – $15.26B |
1 |
