Metropolitan Bank Holding Corp. (MCB) is a Banks - Regional company in the Financial Services sector, currently trading at $89.73. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of MCB = $131.49 (+46.5% from the current price, the stock appears undervalued). Analyst consensus target is MCB = $66 (-26.4% upside).
Valuation: MCB trades at a trailing Price-to-Earnings (P/E) of 12.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.6.
Financials: revenue is $527M, +23.2%/yr average growth. Net income is $71M, growing at +7.6%/yr. Net profit margin is 13.5% (healthy). Gross margin is 52.6% (-32.9 pp trend).
Balance sheet: total debt is $81M against $743M equity (Debt-to-Equity (D/E) ratio 0.11, conservative). Current ratio is 109.88 (strong liquidity). Debt-to-assets is 1%. Total assets: $8.3B.
Analyst outlook: 3 / 4 analysts rate MCB as buy (75%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 49/100 (Partial), Future 49/100 (Partial), Income 55/100 (Partial).
