Customers Bancorp, Inc. (CUBI) is a Banks - Regional company in the Financial Services sector, currently trading at $75.94. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CUBI = $130.21 (+71.5% from the current price, the stock appears undervalued). Analyst consensus target is CUBI = $90 (+18.8% upside).
Valuation: CUBI trades at a trailing Price-to-Earnings (P/E) of 11.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.85.
Financials: revenue is $1.4B, +19.5%/yr average growth. Net income is $224M, growing at +1.9%/yr. Net profit margin is 15.8% (healthy). Gross margin is 51.6% (-12.5 pp trend).
Balance sheet: total debt is $1.7B against $2.1B equity (Debt-to-Equity (D/E) ratio 0.81, moderate). Current ratio is 0.01 (tight liquidity). Debt-to-assets is 6.9%. Total assets: $24.9B.
Analyst outlook: 8 / 17 analysts rate CUBI as buy (47%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 90/100 (Pass), Growth 63/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 59/100 (Partial), Future 46/100 (Partial), Income 70/100 (Pass).
