The Bank of N.T. Butterfield & Son Limited (NTB) is a Banks - Diversified company in the Financial Services sector, currently trading at $55.92. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NTB = $149.17 (+166.8% from the current price, the stock appears undervalued). Analyst consensus target is NTB = $57 (+1.9% upside).
Valuation: NTB trades at a trailing Price-to-Earnings (P/E) of 10 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.06.
Financials: revenue is $800M, +14.3%/yr average growth. Net income is $232M, growing at +2.8%/yr. Net profit margin is 29% (strong). Gross margin is 75.9% (-24.1 pp trend).
Balance sheet: total debt is $39M against $1.1B equity (Debt-to-Equity (D/E) ratio 0.03, conservative). Current ratio is 516.92 (strong liquidity). Debt-to-assets is 0.3%. Total assets: $14.1B.
Analyst outlook: 3 / 7 analysts rate NTB as buy (43%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 67/100 (Pass), Growth 63/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 34/100 (Fail), Income 85/100 (Pass).