SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
The Bank of N.T. Butterfield & Son Limited (NTB) trades at a trailing P/E of 10.0, forward P/E of 9.4. Trailing earnings yield is 9.99%, forward earnings yield 10.66%. PEG 0.71 (Peter Lynch undervalued ≤1.0). Graham Number is $58.64.
Criteria proven by this page:
- VALUE (67/100, Pass) — P/E is below market average (10.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.71); earnings yield beats bond yields (9.99%).
- Forward P/E 9.4 (down from trailing 10.0) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.71 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.99% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.66% as earnings recover.
- Analyst consensus target $57.00 (+1.9% upside) — modest upside expected.
Overall SharesGrow Score: 67/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
67/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — NTB
Valuation Multiples
P/E (TTM)10.0
Forward P/E9.4
PEG Ratio0.71
Forward PEG1.04
P/B Ratio2.03
P/S Ratio2.87
EV/EBITDA2.7
Per Share Data
EPS (TTM)$5.57
Forward EPS (Est.)$5.96
Book Value / Share$27.43
Revenue / Share$19.22
FCF / Share$6.12
Yields & Fair Value
Earnings Yield9.99%
Forward Earnings Yield10.66%
Dividend Yield3.48%
Graham Number$58.64
SharesGrow IV$149.17 (+166.8%)
Analyst Target$57.00 (+1.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.2 |
-1.57 |
2.15 |
3.75 |
2.22% |
| 2017 |
13.0 |
0.10 |
2.43 |
4.45 |
3.49% |
| 2018 |
8.8 |
0.34 |
1.95 |
3.37 |
4.86% |
| 2019 |
11.1 |
-1.79 |
2.04 |
3.70 |
4.76% |
| 2020 |
10.7 |
-0.85 |
1.60 |
3.13 |
5.65% |
| 2021 |
11.6 |
0.91 |
1.93 |
3.62 |
4.62% |
| 2022 |
6.9 |
0.22 |
1.71 |
2.44 |
5.91% |
| 2023 |
6.9 |
1.00 |
1.56 |
2.05 |
5.52% |
| 2024 |
7.6 |
1.95 |
1.61 |
2.02 |
4.83% |
| 2025 |
8.9 |
0.53 |
1.82 |
2.59 |
3.75% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.18 |
$407M |
$115.9M |
28.5% |
| 2017 |
$2.76 |
$448.8M |
$153.3M |
34.2% |
| 2018 |
$3.50 |
$510.8M |
$195.2M |
38.2% |
| 2019 |
$3.30 |
$532.5M |
$177.1M |
33.3% |
| 2020 |
$2.90 |
$502.7M |
$147.22M |
29.3% |
| 2021 |
$3.26 |
$496.5M |
$162.67M |
32.8% |
| 2022 |
$4.29 |
$551.7M |
$214.02M |
38.8% |
| 2023 |
$4.58 |
$578.6M |
$225.49M |
39% |
| 2024 |
$4.80 |
$581.6M |
$216.3M |
37.2% |
| 2025 |
$5.47 |
$799.84M |
$231.9M |
29% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.94 |
$5.90 – $5.99 |
$612.83M |
$609.43M – $616.79M |
2 |
| 2027 |
$6.50 |
$6.45 – $6.56 |
$630.98M |
$627.48M – $635.05M |
2 |
| 2028 |
$7.15 |
$7.10 – $7.21 |
$637.82M |
$637.82M – $637.82M |
1 |
