OceanFirst Financial Corp. (OCFC) is a Banks - Regional company in the Financial Services sector, currently trading at $18.90. It has a SharesGrow Score of 58/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of OCFC = $36.09 (+91% from the current price, the stock appears undervalued). Analyst consensus target is OCFC = $23 (+21.7% upside).
Valuation: OCFC trades at a trailing Price-to-Earnings (P/E) of 15.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.57.
Financials: revenue is $656M, +11.5%/yr average growth. Net income is $71M, growing at -20.6%/yr. Net profit margin is 10.8% (healthy). Gross margin is 54.5% (-32.8 pp trend).
Balance sheet: total debt is $1.6B against $1.7B equity (Debt-to-Equity (D/E) ratio 0.98, moderate). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 11.2%. Total assets: $14.6B.
Analyst outlook: 3 / 8 analysts rate OCFC as buy (38%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 88/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 55/100 (Partial), Future 46/100 (Partial), Income 55/100 (Partial).
