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Prosperity Bancshares, Inc. PB NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
4/7 Pass
SharesGrow Intrinsic Value
$120.89
+76%
Analyst Price Target
$74.20
+8.1%

Prosperity Bancshares, Inc. (PB) is a Banks - Regional company in the Financial Services sector, currently trading at $68.67. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of PB = $120.89 (+76% from the current price, the stock appears undervalued). Analyst consensus target is PB = $74 (+8.1% upside).

Valuation: PB trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.46.

Financials: revenue is $1.7B, +13.7%/yr average growth. Net income is $543M, growing at +2.5%/yr. Net profit margin is 31.2% (strong). Gross margin is 71.9% (-20.6 pp trend).

Balance sheet: total debt is $2.2B against $7.6B equity (Debt-to-Equity (D/E) ratio 0.28, conservative). Current ratio is 0.06 (tight liquidity). Debt-to-assets is 5.6%. Total assets: $38.5B.

Analyst outlook: 14 / 33 analysts rate PB as buy (42%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 63/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 40/100 (Partial), Income 100/100 (Pass).

$74.20
▲ 8.05% Upside
Average Price Target
Based on 33 Wall Street analysts offering 12-month price targets for Prosperity Bancshares, Inc., the average price target is $74.20, with a high forecast of $81.00, and a low forecast of $68.00.
Highest Price Target
$81.00
Average Price Target
$74.20
Lowest Price Target
$68.00

PB SharesGrow Score Overview

67/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 72/100
Valuation — P/E, PEG, Forward PEG
GROWTH 63/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 100/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PB

VALUE Pass
72/100
PB trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25). Forward PEG 0.46 — Peter Lynch undervalued (≤1.0). Trailing PEG 5.54. Analyst consensus target is $74, implying +7.8% from the current price $69. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
63/100
PB: +13.7%/yr revenue is, +2.5%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
PB: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet PB: Debt-to-Equity (D/E) ratio 0.28 (conservative), Current ratio is 0.06 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
59/100
PB: Gross margin is 71.9% (-20.6 pp trend), $7B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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~
FUTURE Partial
40/100
Analyst outlook: 14 / 33 analysts rate PB as buy (42%). Analyst consensus target is $74 (+7.8% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
100/100
PB: Net profit margin is 31.2%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range61.07-77.2
Volume897.32K
Avg Volume (30D)1.32M
Market Cap$6.98B
Beta (1Y)0.67
Dividend Yield$2.3600
Share Statistics
EPS (TTM)5.72
Shares Outstanding$94.53M
IPO Date1998-11-12
Employees3,898
CEODavid E. Zalman
Financial Highlights & Ratios
Revenue (TTM)$1.74B
Gross Profit$1.25B
EBITDA$849.15M
Net Income$542.84M
Operating Income$693.58M
Total Cash$10.69B
Total Debt$2.15B
Net Debt$1.84B
Total Assets$38.46B
Price / Earnings (P/E)12
Price / Sales (P/S)4.01
Analyst Forecast
1Y Price Target$74.00
Target High$81.00
Target Low$68.00
Upside+7.8%
Rating ConsensusHold
Analysts Covering33
Buy 42% Hold 52% Sell 6%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS7436061052

Price Chart

PB
Prosperity Bancshares, Inc.  ·  NYSE
Financial Services • Banks - Regional
61.07 52WK RANGE 77.20
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