SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
PCB Bancorp (PCB) trades at a trailing P/E of 9.1, forward P/E of 8.8. Trailing earnings yield is 11.01%, forward earnings yield 11.43%. PEG 0.19 (Peter Lynch undervalued ≤1.0). Graham Number is $40.56.
Criteria proven by this page:
- VALUE (73/100, Pass) — P/E is below market average (9.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.19); earnings yield beats bond yields (11.01%).
- Forward P/E 8.8 (down from trailing 9.1) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.19 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 11.01% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 11.43% as earnings recover.
- Analyst consensus target $24.00 (-0.8% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 61/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
73/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PCB
Valuation Multiples
P/E (TTM)9.1
Forward P/E8.8
PEG Ratio0.19
Forward PEG1.22
P/B Ratio0.87
P/S Ratio1.64
EV/EBITDA7.0
Per Share Data
EPS (TTM)$2.65
Forward EPS (Est.)$2.77
Book Value / Share$27.60
Revenue / Share$14.81
FCF / Share$1.55
Yields & Fair Value
Earnings Yield11.01%
Forward Earnings Yield11.43%
Dividend Yield3.41%
Graham Number$40.56
SharesGrow IV$71.14 (+194%)
Analyst Target$24.00 (-0.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
10.2 |
1.17 |
1.13 |
2.17 |
0.97% |
| 2017 |
11.2 |
1.26 |
1.29 |
2.32 |
0.88% |
| 2018 |
9.3 |
0.24 |
1.07 |
2.39 |
0.78% |
| 2019 |
11.4 |
-1.13 |
1.21 |
2.62 |
1.44% |
| 2020 |
9.6 |
-0.31 |
0.67 |
1.70 |
3.96% |
| 2021 |
8.2 |
0.05 |
1.29 |
3.30 |
2.02% |
| 2022 |
7.5 |
-0.66 |
0.78 |
2.26 |
3.41% |
| 2023 |
8.6 |
-0.92 |
0.76 |
1.63 |
3.76% |
| 2024 |
11.2 |
-0.61 |
0.79 |
1.50 |
3.83% |
| 2025 |
8.2 |
0.17 |
0.79 |
1.47 |
3.84% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.11 |
$65.87M |
$14M |
21.3% |
| 2017 |
$1.21 |
$79.16M |
$16.4M |
20.7% |
| 2018 |
$1.66 |
$94.15M |
$24.3M |
25.8% |
| 2019 |
$1.49 |
$104.81M |
$24.11M |
23% |
| 2020 |
$1.04 |
$91.5M |
$16.18M |
17.7% |
| 2021 |
$2.62 |
$99.91M |
$40.1M |
40.1% |
| 2022 |
$2.32 |
$116.25M |
$34.99M |
30.1% |
| 2023 |
$2.12 |
$161.86M |
$30.71M |
19% |
| 2024 |
$1.74 |
$191.91M |
$25.81M |
13.4% |
| 2025 |
$2.58 |
$209.37M |
$37.45M |
17.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.77 |
$2.76 – $2.78 |
$125.8M |
$124.75M – $126.85M |
2 |
| 2027 |
$3.05 |
$2.93 – $3.16 |
$138.07M |
$134.3M – $141.84M |
2 |
