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Pinnacle Financial Partners, Inc. PNFP NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
74/100
5/7 Pass
SharesGrow Intrinsic Value
$148.77
+58.8%
Analyst Price Target
$110.80
+18.2%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Pinnacle Financial Partners, Inc. (PNFP) trades at a trailing P/E of 10.9, forward P/E of 9.2. Trailing earnings yield is 9.21%, forward earnings yield 10.91%. PEG 0.30 (Peter Lynch undervalued ≤1.0). Graham Number is $131.13.

Criteria proven by this page:

  • VALUE (72/100, Pass) — P/E is below market average (10.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.30); analyst target implies upside (+18.2%); earnings yield beats bond yields (9.21%).
  • Forward P/E 9.2 (down from trailing 10.9) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.30 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 9.21% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.91% as earnings recover.
  • Analyst consensus target $110.80 (+18.2% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
72/100
Price-to-Earnings & upside
Proven by this page
FUTURE
67/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
59/100
→ Income
GROWTH
83/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — PNFP

Valuation Multiples
P/E (TTM)10.9
Forward P/E9.2
PEG Ratio0.30
Forward PEG0.35
P/B Ratio0.99
P/S Ratio2.38
EV/EBITDA7.1
Per Share Data
EPS (TTM)$8.35
Forward EPS (Est.)$10.22
Book Value / Share$91.56
Revenue / Share$37.99
FCF / Share$14.50
Yields & Fair Value
Earnings Yield9.21%
Forward Earnings Yield10.91%
Dividend Yield1.35%
Graham Number$131.13
SharesGrow IV$148.77 (+58.8%)
Analyst Target$110.80 (+18.2%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 23.4 1.59 1.99 6.92 0.83%
2017 24.3 -3.13 1.14 5.91 0.85%
2018 9.9 0.14 0.90 3.39 1.28%
2019 12.2 0.96 1.12 4.09 1.02%
2020 15.5 -0.67 0.99 4.05 1.17%
2021 13.7 0.20 1.36 5.93 0.98%
2022 9.9 1.64 1.01 3.59 1.50%
2023 11.8 0.00 1.10 2.68 1.27%
2024 18.4 -1.11 1.36 3.06 0.96%
2025 11.4 0.32 1.04 2.51 1.01%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.91 $431.11M $127.23M 29.5%
2017 $2.70 $714.95M $173.98M 24.3%
2018 $4.64 $1.05B $359.44M 34.2%
2019 $5.22 $1.2B $400.88M 33.5%
2020 $4.03 $1.2B $312.32M 26%
2021 $6.75 $1.22B $527.32M 43.4%
2022 $7.17 $1.55B $560.74M 36.2%
2023 $7.14 $2.47B $562.15M 22.7%
2024 $5.96 $2.85B $475.06M 16.6%
2025 $8.09 $2.92B $642.1M 22%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $10.22 $9.63 – $10.87 $4.82B $4.7B – $4.95B 13
2027 $11.51 $11.09 – $12.33 $5.29B $5.03B – $5.43B 12
2028 $8.62 $8.34 – $8.90 $5.94B $5.76B – $6.07B 2
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