PRA Group, Inc. (PRAA) is a Financial - Credit Services company in the Financial Services sector, currently trading at $19.84. It has a SharesGrow Score of 56/100, indicating a above average investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PRAA = $-6.70 (-133.8% from the current price, the stock appears overvalued). Analyst consensus target is PRAA = $26 (+31% upside).
Valuation: PRAA trades at a trailing Price-to-Earnings (P/E) of -2.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.01.
Financials: revenue is $1.2B, +10.8%/yr average growth. Net income is $305M (loss), growing at -173%/yr. Net profit margin is -24.6% (negative). Gross margin is 99.2% (+36 pp trend).
Balance sheet: total debt is $32M against $980M equity (Debt-to-Equity (D/E) ratio 0.03, conservative). Current ratio is 1.68 (strong liquidity). Debt-to-assets is 0.6%. Total assets: $5.1B.
Analyst outlook: 5 / 13 analysts rate PRAA as buy (38%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 96/100 (Pass), Growth 48/100 (Partial), Past 50/100 (Partial), Health 67/100 (Partial), Moat 68/100 (Partial), Future 52/100 (Partial), Income 10/100 (Fail).
