Republic Bancorp, Inc. (RBCAA) is a Banks - Regional company in the Financial Services sector, currently trading at $74.41. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of RBCAA = $156.54 (+110.4% from the current price, the stock appears undervalued). Analyst consensus target is RBCAA = $51 (-31.5% upside).
Valuation: RBCAA trades at a trailing Price-to-Earnings (P/E) of 11 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 4.5.
Financials: revenue is $521M, +18.7%/yr average growth. Net income is $131M, growing at +13.6%/yr. Net profit margin is 25.2% (strong). Gross margin is 74% (-16.6 pp trend).
Balance sheet: total debt is $627M against $1.1B equity (Debt-to-Equity (D/E) ratio 0.57, moderate). Current ratio is 0.68 (tight liquidity). Debt-to-assets is 8.9%. Total assets: $7.0B.
Analyst outlook: 2 / 2 analysts rate RBCAA as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 28/100 (Fail), Growth 80/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 55/100 (Partial), Future 64/100 (Pass), Income 85/100 (Pass).
