SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Banco Santander, S.A. (SAN) trades at a trailing P/E of 10.9, forward P/E of 10.6. Trailing earnings yield is 9.20%, forward earnings yield 9.42%. PEG 1.47. Graham Number is $12.72.
Criteria proven by this page:
- VALUE (68/100, Pass) — P/E is below market average (10.9); earnings yield beats bond yields (9.20%).
- Forward P/E 10.6 (down from trailing 10.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 1.47 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield 9.20% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.42% as earnings recover.
- Analyst consensus target $3.00 (-76.1% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 61/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
68/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SAN
Valuation Multiples
P/E (TTM)10.9
Forward P/E10.6
PEG Ratio1.47
Forward PEG0.30
P/B Ratio1.49
P/S Ratio2.16
EV/EBITDA23.2
Per Share Data
EPS (TTM)$0.95
Forward EPS (Est.)$1.18
Book Value / Share$7.58
Revenue / Share$4.71
FCF / Share$5.22
Yields & Fair Value
Earnings Yield9.20%
Forward Earnings Yield9.42%
Dividend Yield1.77%
Graham Number$12.72
SharesGrow IV$15.62 (+24.4%)
Analyst Target$3.00 (-76.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
11.6 |
4.41 |
0.79 |
1.03 |
3.21% |
| 2017 |
12.7 |
0.00 |
0.89 |
1.18 |
3.17% |
| 2018 |
8.1 |
0.79 |
0.65 |
0.90 |
4.95% |
| 2019 |
9.3 |
-0.50 |
0.60 |
0.83 |
6.25% |
| 2020 |
-4.9 |
0.02 |
0.53 |
0.71 |
3.76% |
| 2021 |
6.2 |
-0.03 |
0.57 |
0.81 |
2.63% |
| 2022 |
4.8 |
0.21 |
0.52 |
0.53 |
3.98% |
| 2023 |
5.5 |
0.27 |
0.63 |
0.50 |
3.73% |
| 2024 |
5.4 |
0.29 |
0.69 |
0.53 |
4.42% |
| 2025 |
11.0 |
0.77 |
1.50 |
1.29 |
1.86% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.39 |
$34.48B |
$6.2B |
18% |
| 2017 |
$0.39 |
$39.4B |
$6.62B |
16.8% |
| 2018 |
$0.43 |
$39.33B |
$7.81B |
19.9% |
| 2019 |
$0.35 |
$40.94B |
$6.52B |
15.9% |
| 2020 |
$-0.45 |
$46.76B |
$-8.77B |
-18.8% |
| 2021 |
$0.44 |
$48.41B |
$8.12B |
16.8% |
| 2022 |
$0.54 |
$54.22B |
$9.61B |
17.7% |
| 2023 |
$0.65 |
$44.76B |
$11.08B |
24.7% |
| 2024 |
$0.81 |
$50.8B |
$12.57B |
24.8% |
| 2025 |
$0.87 |
$119.89B |
$14.1B |
11.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.19 |
$1.01 – $1.29 |
$73.25B |
$72.11B – $74.4B |
4 |
| 2027 |
$1.41 |
$1.16 – $1.56 |
$78.75B |
$78.62B – $78.89B |
5 |
| 2028 |
$1.62 |
$0.98 – $1.86 |
$82.09B |
$81.05B – $83.73B |
9 |
| 2029 |
$1.65 |
$1.62 – $1.69 |
$85.88B |
$84.8B – $87.59B |
3 |
