Shore Bancshares, Inc. (SHBI) is a Banks - Regional company in the Financial Services sector, currently trading at $19.30. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SHBI = $23.63 (+22.4% from the current price, the stock appears undervalued). Analyst consensus target is SHBI = $19 (-2.8% upside).
Valuation: SHBI trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.94.
Financials: revenue is $343M, +38.7%/yr average growth. Net income is $60M, growing at +87.5%/yr. Net profit margin is 17.4% (healthy). Gross margin is 63.2% (-26.2 pp trend).
Balance sheet: total debt is $111M against $590M equity (Debt-to-Equity (D/E) ratio 0.19, conservative). Current ratio is 6.23 (strong liquidity). Debt-to-assets is 1.8%. Total assets: $6.3B.
Analyst outlook: 4 / 6 analysts rate SHBI as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 49/100 (Partial), Future 47/100 (Partial), Income 70/100 (Pass).
