SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Southern Missouri Bancorp, Inc. (SMBC) trades at a trailing P/E of 11.5, forward P/E of 10.8. Trailing earnings yield is 8.72%, forward earnings yield 9.26%. PEG 0.67 (Peter Lynch undervalued ≤1.0). Graham Number is $81.80.
Criteria proven by this page:
- VALUE (64/100, Pass) — P/E is below market average (11.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.67); earnings yield beats bond yields (8.72%).
- Forward P/E 10.8 (down from trailing 11.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.67 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.72% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.26% as earnings recover.
- Analyst consensus target $70.50 (+5.4% upside) — modest upside expected.
Overall SharesGrow Score: 65/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
64/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SMBC
Valuation Multiples
P/E (TTM)11.5
Forward P/E10.8
PEG Ratio0.67
Forward PEG0.55
P/B Ratio1.32
P/S Ratio2.38
EV/EBITDA8.3
Per Share Data
EPS (TTM)$5.85
Forward EPS (Est.)$6.19
Book Value / Share$50.87
Revenue / Share$28.07
FCF / Share$7.54
Yields & Fair Value
Earnings Yield8.72%
Forward Earnings Yield9.26%
Dividend Yield1.46%
Graham Number$81.80
SharesGrow IV$116.39 (+74.1%)
Analyst Target$70.50 (+5.4%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
11.8 |
1.44 |
1.39 |
2.69 |
1.61% |
| 2017 |
15.5 |
3.43 |
1.39 |
3.38 |
1.23% |
| 2018 |
16.3 |
1.06 |
1.70 |
3.81 |
1.12% |
| 2019 |
10.5 |
0.34 |
1.28 |
2.75 |
1.57% |
| 2020 |
8.1 |
-1.82 |
0.87 |
1.84 |
2.46% |
| 2021 |
8.6 |
0.12 |
1.43 |
3.14 |
1.38% |
| 2022 |
8.7 |
0.00 |
1.28 |
2.97 |
1.76% |
| 2023 |
11.1 |
-0.43 |
0.98 |
2.15 |
1.98% |
| 2024 |
10.0 |
0.69 |
1.03 |
1.83 |
1.90% |
| 2025 |
10.6 |
0.61 |
1.13 |
2.02 |
1.68% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.98 |
$65.1M |
$14.85M |
22.8% |
| 2017 |
$2.08 |
$71.42M |
$15.55M |
21.8% |
| 2018 |
$2.39 |
$89.54M |
$20.93M |
23.4% |
| 2019 |
$3.14 |
$110.58M |
$28.9M |
26.1% |
| 2020 |
$2.99 |
$121.8M |
$27.55M |
22.6% |
| 2021 |
$5.22 |
$129.52M |
$47.18M |
36.4% |
| 2022 |
$5.21 |
$138.07M |
$47.17M |
34.2% |
| 2023 |
$3.85 |
$202.62M |
$39.24M |
19.4% |
| 2024 |
$4.42 |
$273.22M |
$50.18M |
18.4% |
| 2025 |
$5.18 |
$305.25M |
$58.32M |
19.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$6.22 |
$6.21 – $6.23 |
$200.4M |
$200.18M – $200.62M |
1 |
| 2027 |
$6.64 |
$6.63 – $6.65 |
$211.8M |
$211.57M – $212.03M |
1 |
