Bar Harbor Bankshares (BHB) is a Banks - Regional company in the Financial Services sector, currently trading at $34.96. It has a SharesGrow Score of 56/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of BHB = $73.95 (+111.5% from the current price, the stock appears undervalued). Analyst consensus target is BHB = $38 (+8.7% upside).
Valuation: BHB trades at a trailing Price-to-Earnings (P/E) of 15.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.65.
Financials: revenue is $243M, +18.5%/yr average growth. Net income is $37M, growing at -5.1%/yr. Net profit margin is 15.2% (healthy). Gross margin is 67.4% (-32.6 pp trend).
Balance sheet: total debt is $270M against $533M equity (Debt-to-Equity (D/E) ratio 0.51, moderate). Current ratio is 0.16 (tight liquidity). Debt-to-assets is 5.8%. Total assets: $4.7B.
Analyst outlook: 1 / 2 analysts rate BHB as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 55/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 49/100 (Partial), Future 52/100 (Partial), Income 70/100 (Pass).
