First Financial Corporation (THFF) is a Banks - Regional company in the Financial Services sector, currently trading at $66.74. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of THFF = $154.89 (+132.1% from the current price, the stock appears undervalued). Analyst consensus target is THFF = $50 (-25.1% upside).
Valuation: THFF trades at a trailing Price-to-Earnings (P/E) of 9.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.49.
Financials: revenue is $326M, +12.5%/yr average growth. Net income is $79M, growing at +10.3%/yr. Net profit margin is 24.3% (strong). Gross margin is 77.7% (-14.4 pp trend).
Balance sheet: total debt is $481M against $651M equity (Debt-to-Equity (D/E) ratio 0.74, moderate). Current ratio is 4.47 (strong liquidity). Debt-to-assets is 8.4%. Total assets: $5.8B.
Analyst outlook: 1 / 4 analysts rate THFF as buy (25%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 48/100 (Partial), Growth 80/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 49/100 (Partial), Future 16/100 (Fail), Income 85/100 (Pass).
