United Fire Group, Inc. (UFCS) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $39.32. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UFCS = $50.08 (+27.4% from the current price, the stock appears undervalued). Analyst consensus target is UFCS = $41 (+4.3% upside).
Valuation: UFCS trades at a trailing Price-to-Earnings (P/E) of 8.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.85.
Financials: revenue is $1.4B, +474.3%/yr average growth. Net income is $118M, growing at +33.9%/yr. Net profit margin is 8.5% (thin). Gross margin is 44.9% (-55.1 pp trend).
Balance sheet: total debt is $167M against $941M equity (Debt-to-Equity (D/E) ratio 0.18, conservative). Current ratio is 0.06 (tight liquidity). Debt-to-assets is 4.3%. Total assets: $3.8B.
Analyst outlook: 3 / 6 analysts rate UFCS as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 67/100 (Partial), Moat 52/100 (Partial), Future 46/100 (Partial), Income 45/100 (Partial).
