SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
United Fire Group, Inc. (UFCS) trades at a trailing P/E of 8.7, forward P/E of 10.3. Trailing earnings yield is 11.44%, forward earnings yield 9.68%. PEG 0.10 (Peter Lynch undervalued ≤1.0). Graham Number is $59.81.
Criteria proven by this page:
- VALUE (62/100, Pass) — P/E is below market average (8.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.10); earnings yield beats bond yields (11.44%).
- PEG Ratio 0.10 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 11.44% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $41.00 (+4.3% upside) — modest upside expected.
Overall SharesGrow Score: 64/100 with 2/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
62/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — UFCS
Valuation Multiples
P/E (TTM)8.7
Forward P/E10.3
PEG Ratio0.10
Forward PEG2.20
P/B Ratio1.10
P/S Ratio0.72
EV/EBITDA6.0
Per Share Data
EPS (TTM)$4.47
Forward EPS (Est.)$3.81
Book Value / Share$35.58
Revenue / Share$52.46
FCF / Share$9.95
Yields & Fair Value
Earnings Yield11.44%
Forward Earnings Yield9.68%
Dividend Yield1.74%
Graham Number$59.81
SharesGrow IV$50.08 (+27.4%)
Analyst Target$41.00 (+4.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
25.1 |
-0.56 |
1.33 |
1.27 |
1.97% |
| 2017 |
22.3 |
4.85 |
1.17 |
1.08 |
2.41% |
| 2018 |
50.1 |
-1.08 |
1.56 |
1.28 |
7.60% |
| 2019 |
74.2 |
-1.60 |
1.21 |
0.92 |
2.97% |
| 2020 |
-5.6 |
0.01 |
0.76 |
0.58 |
4.54% |
| 2021 |
7.2 |
-0.04 |
0.66 |
0.55 |
2.59% |
| 2022 |
46.4 |
-0.57 |
0.94 |
0.71 |
2.28% |
| 2023 |
-17.1 |
0.06 |
0.69 |
0.46 |
3.18% |
| 2024 |
11.6 |
-0.04 |
0.92 |
0.58 |
2.25% |
| 2025 |
8.1 |
0.10 |
1.02 |
0.69 |
1.70% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.93 |
$996.36M |
$49.9M |
5% |
| 2017 |
$1.99 |
$1.05B |
$51.02M |
4.8% |
| 2018 |
$1.08 |
$1.07B |
$27.65M |
2.6% |
| 2019 |
$0.58 |
$1.2B |
$14.82M |
1.2% |
| 2020 |
$-4.50 |
$1.07B |
$-112.71M |
-10.5% |
| 2021 |
$3.16 |
$1.07B |
$80.59M |
7.6% |
| 2022 |
$0.59 |
$980.29M |
$15.03M |
1.5% |
| 2023 |
$-1.18 |
$1.1B |
$-29.7M |
-2.7% |
| 2024 |
$2.39 |
$86.48M |
$61.96M |
71.6% |
| 2025 |
$4.48 |
$1.39B |
$118.19M |
8.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.81 |
$3.79 – $3.82 |
$1.41B |
$1.4B – $1.41B |
1 |
| 2027 |
$3.99 |
$3.97 – $4.00 |
$1.53B |
$1.53B – $1.54B |
1 |
