Unity Bancorp, Inc. (UNTY) is a Banks - Regional company in the Financial Services sector, currently trading at $54.16. It has a SharesGrow Score of 76/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UNTY = $123.94 (+128.8% from the current price, the stock appears undervalued). Analyst consensus target is UNTY = $65 (+20% upside).
Valuation: UNTY trades at a trailing Price-to-Earnings (P/E) of 9.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.83.
Financials: revenue is $188M, +21%/yr average growth. Net income is $58M, growing at +15.8%/yr. Net profit margin is 30.8% (strong). Gross margin is 67.9% (-18.3 pp trend).
Balance sheet: total debt is $266M against $346M equity (Debt-to-Equity (D/E) ratio 0.77, moderate). Current ratio is 0.16 (tight liquidity). Debt-to-assets is 9%. Total assets: $3.0B.
Analyst outlook: 5 / 5 analysts rate UNTY as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 49/100 (Partial), Future 94/100 (Pass), Income 100/100 (Pass).
