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World Acceptance Corporation WRLD NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
68/100
3/7 Pass
SharesGrow Intrinsic Value
$219.60
+58.4%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

World Acceptance Corporation (WRLD) trades at a trailing P/E of 17.7, forward P/E of 19.6. Trailing earnings yield is 5.65%, forward earnings yield 5.10%. PEG 0.51 (Peter Lynch undervalued ≤1.0). Graham Number is $115.75.

Criteria proven by this page:

  • VALUE (95/100, Pass) — P/E is below market average (17.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.51); earnings yield beats bond yields (5.65%).
  • PEG Ratio 0.51 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 5.65% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 68/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
68/100
SG Score
View full scorecard →
VALUE
95/100
Price-to-Earnings & upside
Proven by this page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
64/100
→ Income
~
GROWTH
58/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — WRLD

Valuation Multiples
P/E (TTM)17.7
Forward P/E19.6
PEG Ratio0.51
Forward PEG0.51
P/B Ratio2.15
P/S Ratio1.32
EV/EBITDA24.4
Per Share Data
EPS (TTM)$8.51
Forward EPS (Est.)$7.07
Book Value / Share$69.97
Revenue / Share$114.12
FCF / Share$50.16
Yields & Fair Value
Earnings Yield5.65%
Forward Earnings Yield5.10%
Dividend Yield0.00%
Graham Number$115.75
SharesGrow IV$219.60 (+58.4%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 3.8 -0.23 0.85 0.60 -
2017 6.1 -0.37 0.98 0.92 -
2018 17.2 -0.62 1.71 1.84 -
2019 30.0 -0.87 2.02 2.05 -
2020 14.9 -1.71 1.02 0.71 -
2021 10.0 0.04 2.18 1.67 -
2022 21.6 -0.62 3.12 1.99 -
2023 22.6 -0.39 1.24 0.78 -
2024 10.3 0.04 1.88 1.39 -
2025 7.8 0.34 1.59 1.23 -

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2017 $8.38 $510.23M $73.6M 14.4%
2018 $5.89 $483.58M $53.69M 11.1%
2019 $4.01 $526.61M $37.24M 7.1%
2020 $3.86 $590.62M $28.16M 4.8%
2021 $12.97 $530.84M $88.28M 16.6%
2022 $8.47 $585.65M $53.92M 9.2%
2023 $3.60 $616.56M $21.23M 3.4%
2024 $13.19 $573.21M $77.35M 13.5%
2025 $16.30 $564.84M $89.74M 15.9%
2025 $16.30 $564.84M $89.74M 15.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $7.07 $7.07 – $7.07 $576.5M $576.5M – $576.5M 1
2027 $10.73 $10.73 – $10.73 $616.3M $616.3M – $616.3M 1
2028 $13.63 $13.63 – $13.63 $652.3M $652.3M – $652.3M 1
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