SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Consumer Portfolio Services, Inc. (CPSS) trades at a trailing P/E of 8.8, forward P/E of 3.5. Trailing earnings yield is 11.31%, forward earnings yield 28.99%. PEG 6.80. Graham Number is $16.68.
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (8.8); earnings yield beats bond yields (11.31%).
- Forward P/E 3.5 (down from trailing 8.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 6.80 — above 2.0 suggests expensive relative to earnings growth.
- Trailing Earnings Yield 11.31% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 28.99% as earnings recover.
Overall SharesGrow Score: 60/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CPSS
Valuation Multiples
P/E (TTM)8.8
Forward P/E3.5
PEG Ratio6.80
Forward PEG0.02
P/B Ratio0.55
P/S Ratio0.39
EV/EBITDA41.7
Per Share Data
EPS (TTM)$0.88
Forward EPS (Est.)$2.45
Book Value / Share$14.07
Revenue / Share$19.75
FCF / Share$13.11
Yields & Fair Value
Earnings Yield11.31%
Forward Earnings Yield28.99%
Dividend Yield0.00%
Graham Number$16.68
SharesGrow IV$44.35 (+424.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
4.3 |
-0.41 |
0.67 |
0.30 |
- |
| 2017 |
25.0 |
-0.29 |
0.51 |
0.22 |
- |
| 2018 |
4.5 |
0.01 |
0.34 |
0.17 |
- |
| 2019 |
14.0 |
-0.22 |
0.37 |
0.22 |
- |
| 2020 |
4.4 |
0.01 |
0.72 |
0.35 |
- |
| 2021 |
5.6 |
0.05 |
1.57 |
1.00 |
- |
| 2022 |
2.2 |
0.02 |
0.81 |
0.56 |
- |
| 2023 |
4.3 |
-0.09 |
0.71 |
0.56 |
- |
| 2024 |
12.0 |
-0.21 |
0.79 |
0.59 |
- |
| 2025 |
10.6 |
-4.76 |
0.66 |
0.48 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.01 |
$342.34M |
$29.3M |
8.6% |
| 2017 |
$0.14 |
$153.9M |
$3.77M |
2.4% |
| 2018 |
$0.59 |
$288.31M |
$14.86M |
5.2% |
| 2019 |
$0.22 |
$235.27M |
$5.41M |
2.3% |
| 2020 |
$0.90 |
$169.82M |
$21.68M |
12.8% |
| 2021 |
$1.84 |
$267.81M |
$47.52M |
17.7% |
| 2022 |
$3.23 |
$329.71M |
$85.98M |
26.1% |
| 2023 |
$1.80 |
$340.01M |
$45.34M |
13.3% |
| 2024 |
$0.79 |
$185.46M |
$19.2M |
10.4% |
| 2025 |
$0.80 |
$427.97M |
$19.33M |
4.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.45 |
$2.45 – $2.45 |
$530.65M |
$530.65M – $530.65M |
1 |
