SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Esquire Financial Holdings, Inc. (ESQ) trades at a trailing P/E of 19.6, forward P/E of 17.2. Trailing earnings yield is 5.09%, forward earnings yield 5.82%. PEG 1.36. Graham Number is $66.09.
Criteria proven by this page:
- VALUE (64/100, Pass) — P/E is below market average (19.6); earnings yield beats bond yields (5.09%).
- Forward P/E 17.2 (down from trailing 19.6) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 1.36 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield 5.09% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 5.82% as earnings recover.
- Analyst consensus target $120.50 (+6.1% upside) — modest upside expected.
Overall SharesGrow Score: 81/100 with 6/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
64/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — ESQ
Valuation Multiples
P/E (TTM)19.6
Forward P/E17.2
PEG Ratio1.36
Forward PEG1.37
P/B Ratio3.45
P/S Ratio6.02
EV/EBITDA10.6
Per Share Data
EPS (TTM)$5.84
Forward EPS (Est.)$6.61
Book Value / Share$33.25
Revenue / Share$18.89
FCF / Share$5.71
Yields & Fair Value
Earnings Yield5.09%
Forward Earnings Yield5.82%
Dividend Yield0.63%
Graham Number$66.09
SharesGrow IV$153.58 (+35.3%)
Analyst Target$120.50 (+6.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
27.0 |
0.19 |
1.46 |
3.75 |
- |
| 2017 |
33.8 |
4.64 |
1.48 |
4.75 |
- |
| 2018 |
18.4 |
0.18 |
1.73 |
4.36 |
- |
| 2019 |
13.6 |
0.22 |
1.73 |
3.97 |
- |
| 2020 |
11.3 |
-1.03 |
1.13 |
2.67 |
- |
| 2021 |
13.1 |
0.32 |
1.64 |
3.59 |
- |
| 2022 |
11.6 |
0.21 |
2.09 |
3.85 |
0.65% |
| 2023 |
9.4 |
0.22 |
1.94 |
3.17 |
0.96% |
| 2024 |
14.2 |
2.80 |
2.62 |
4.50 |
0.78% |
| 2025 |
17.5 |
1.35 |
3.07 |
5.40 |
0.66% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.55 |
$20.29M |
$2.82M |
13.9% |
| 2017 |
$0.58 |
$25.91M |
$3.64M |
14.1% |
| 2018 |
$1.13 |
$36.81M |
$8.73M |
23.7% |
| 2019 |
$1.82 |
$48.47M |
$14.14M |
29.2% |
| 2020 |
$1.65 |
$53.28M |
$12.62M |
23.7% |
| 2021 |
$2.26 |
$65.56M |
$17.93M |
27.3% |
| 2022 |
$3.47 |
$85.92M |
$28.52M |
33.2% |
| 2023 |
$4.91 |
$121.64M |
$41.01M |
33.7% |
| 2024 |
$5.14 |
$138.27M |
$43.66M |
31.6% |
| 2025 |
$5.88 |
$164.5M |
$50.85M |
30.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$6.65 |
$6.34 – $6.96 |
$183.17M |
$176.55M – $189.78M |
1 |
| 2027 |
$7.98 |
$7.61 – $8.36 |
$254.76M |
$245.56M – $263.96M |
1 |
