SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Flushing Financial Corporation (FFIC) trades at a trailing P/E of 29.7, forward P/E of 10.4. Trailing earnings yield is 3.37%, forward earnings yield 9.61%. PEG 0.06 (Peter Lynch undervalued ≤1.0). Graham Number is $15.90.
Criteria proven by this page:
- VALUE (57/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 10.4 (down from trailing 29.7) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.06 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 3.37% — roughly competitive with bond yields (~4.3%), moderate risk-reward. Forward yield improves to 9.61% as earnings recover.
- Analyst consensus target $16.75 (+3.8% upside) — modest upside expected.
Overall SharesGrow Score: 48/100 with 0/7 criteria passed.
SharesGrow 7-Criteria Score
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VALUE
57/100
Price-to-Earnings & upside
Proven by this page
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HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FFIC
Valuation Multiples
P/E (TTM)29.7
Forward P/E10.4
PEG Ratio0.06
Forward PEG0.06
P/B Ratio0.79
P/S Ratio1.13
EV/EBITDA25.3
Per Share Data
EPS (TTM)$0.55
Forward EPS (Est.)$1.55
Book Value / Share$20.53
Revenue / Share$14.19
FCF / Share$1.62
Yields & Fair Value
Earnings Yield3.37%
Forward Earnings Yield9.61%
Dividend Yield5.42%
Graham Number$15.90
SharesGrow IV$22.92 (+42%)
Analyst Target$16.75 (+3.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.1 |
0.32 |
1.66 |
3.72 |
2.31% |
| 2017 |
19.4 |
-0.52 |
1.50 |
3.26 |
2.62% |
| 2018 |
11.2 |
0.31 |
1.12 |
2.31 |
3.71% |
| 2019 |
15.0 |
-0.60 |
1.07 |
2.15 |
3.89% |
| 2020 |
14.1 |
-0.78 |
0.79 |
1.77 |
5.09% |
| 2021 |
9.4 |
0.08 |
1.13 |
2.62 |
3.46% |
| 2022 |
7.8 |
-2.23 |
0.88 |
1.83 |
4.53% |
| 2023 |
17.2 |
-0.28 |
0.74 |
1.16 |
5.32% |
| 2024 |
-13.6 |
0.07 |
0.59 |
1.05 |
6.09% |
| 2025 |
27.7 |
-0.18 |
0.74 |
1.15 |
5.79% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.24 |
$228.51M |
$64.92M |
28.4% |
| 2017 |
$1.41 |
$245M |
$41.12M |
16.8% |
| 2018 |
$1.92 |
$267.36M |
$55.09M |
20.6% |
| 2019 |
$1.44 |
$288.43M |
$41.28M |
14.3% |
| 2020 |
$1.18 |
$275.33M |
$34.67M |
12.6% |
| 2021 |
$2.59 |
$292.25M |
$81.79M |
28% |
| 2022 |
$2.50 |
$326.64M |
$76.95M |
23.6% |
| 2023 |
$0.96 |
$424.07M |
$28.66M |
6.8% |
| 2024 |
$-1.05 |
$408.09M |
$-31.33M |
-7.7% |
| 2025 |
$0.54 |
$453.22M |
$18.88M |
4.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.55 |
$1.54 – $1.56 |
$254.02M |
$252.39M – $255.65M |
1 |
| 2027 |
$1.75 |
$1.74 – $1.76 |
$270.89M |
$269.15M – $272.62M |
1 |
