Community Trust Bancorp, Inc. (CTBI) is a Banks - Regional company in the Financial Services sector, currently trading at $64.42. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CTBI = $134.26 (+108.4% from the current price, the stock appears undervalued). Analyst consensus target is CTBI = $61 (-5.3% upside).
Valuation: CTBI trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.9.
Financials: revenue is $409M, +17.2%/yr average growth. Net income is $98M, growing at +6.6%/yr. Net profit margin is 24% (strong). Gross margin is 66.7% (-20.2 pp trend).
Balance sheet: total debt is $390M against $856M equity (Debt-to-Equity (D/E) ratio 0.46, conservative). Current ratio is 0.91 (tight liquidity). Debt-to-assets is 5.8%. Total assets: $6.7B.
Analyst outlook: 2 / 6 analysts rate CTBI as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 47/100 (Partial), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 26/100 (Fail), Income 85/100 (Pass).
