SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Farmers National Banc Corp. (FMNB) trades at a trailing P/E of 9.5, forward P/E of 9.4. Trailing earnings yield is 10.52%, forward earnings yield 10.64%. PEG 0.50 (Peter Lynch undervalued ≤1.0). Graham Number is $20.48.
Criteria proven by this page:
- VALUE (70/100, Pass) — P/E is below market average (9.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.50); earnings yield beats bond yields (10.52%).
- Forward P/E 9.4 (down from trailing 9.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.50 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.52% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.64% as earnings recover.
- Analyst consensus target $14.00 (+0.8% upside) — modest upside expected.
Overall SharesGrow Score: 58/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
70/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FMNB
Valuation Multiples
P/E (TTM)9.5
Forward P/E9.4
PEG Ratio0.50
Forward PEG4.95
P/B Ratio1.07
P/S Ratio1.86
EV/EBITDA12.3
Per Share Data
EPS (TTM)$1.45
Forward EPS (Est.)$1.48
Book Value / Share$12.88
Revenue / Share$7.37
FCF / Share$1.18
Yields & Fair Value
Earnings Yield10.52%
Forward Earnings Yield10.64%
Dividend Yield4.94%
Graham Number$20.48
SharesGrow IV$36.31 (+161.4%)
Analyst Target$14.00 (+0.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.7 |
0.17 |
1.80 |
4.00 |
1.13% |
| 2017 |
17.9 |
2.27 |
1.68 |
3.89 |
1.48% |
| 2018 |
10.8 |
0.25 |
1.34 |
3.01 |
2.36% |
| 2019 |
12.7 |
1.36 |
1.51 |
3.48 |
2.33% |
| 2020 |
9.0 |
0.61 |
1.07 |
2.53 |
3.37% |
| 2021 |
10.4 |
0.51 |
1.15 |
3.50 |
2.60% |
| 2022 |
7.9 |
14.04 |
1.63 |
2.69 |
4.60% |
| 2023 |
10.8 |
-0.43 |
1.33 |
2.11 |
4.72% |
| 2024 |
11.6 |
-1.41 |
1.31 |
1.97 |
4.78% |
| 2025 |
9.2 |
0.49 |
1.03 |
1.84 |
5.08% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.76 |
$95.74M |
$20.56M |
21.5% |
| 2017 |
$0.82 |
$104.58M |
$22.71M |
21.7% |
| 2018 |
$1.16 |
$117.27M |
$32.57M |
27.8% |
| 2019 |
$1.28 |
$130.03M |
$35.76M |
27.5% |
| 2020 |
$1.47 |
$148.49M |
$41.88M |
28.2% |
| 2021 |
$1.77 |
$154.65M |
$51.84M |
33.5% |
| 2022 |
$1.79 |
$177.91M |
$60.6M |
34.1% |
| 2023 |
$1.33 |
$255.2M |
$49.93M |
19.6% |
| 2024 |
$1.22 |
$269.45M |
$45.95M |
17.1% |
| 2025 |
$1.45 |
$271.83M |
$54.59M |
20.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.49 |
$1.43 – $1.54 |
$271.36M |
$267.87M – $274.85M |
3 |
| 2027 |
$1.84 |
$1.76 – $1.90 |
$294.12M |
$290.71M – $297.54M |
3 |
