S&T Bancorp, Inc. (STBA) is a Banks - Regional company in the Financial Services sector, currently trading at $43.87. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of STBA = $78.58 (+79.1% from the current price, the stock appears undervalued). Analyst consensus target is STBA = $40 (-8.8% upside).
Valuation: STBA trades at a trailing Price-to-Earnings (P/E) of 12.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.81.
Financials: revenue is $569M, +13.4%/yr average growth. Net income is $134M, growing at -0.1%/yr. Net profit margin is 23.6% (strong). Gross margin is 69.4% (-22.2 pp trend).
Balance sheet: total debt is $311M against $1.5B equity (Debt-to-Equity (D/E) ratio 0.21, conservative). Current ratio is 6.98 (strong liquidity). Debt-to-assets is 3.2%. Total assets: $9.9B.
Analyst outlook: 5 / 12 analysts rate STBA as buy (42%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 40/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 26/100 (Fail), Income 85/100 (Pass).
