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IF Bancorp, Inc. IROQ NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
59/100
3/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

IF Bancorp, Inc. (IROQ) trades at a trailing P/E of 19.4. Trailing earnings yield is 5.16%. PEG 0.14 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (75/100, Pass) — P/E is below market average (19.4); PEG ≤ 1.0 — Peter Lynch undervalued (0.14); earnings yield beats bond yields (5.16%).
  • PEG Ratio 0.14 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 5.16% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 57/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
59/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
GROWTH
80/100
→ Income
~
INCOME
45/100
→ Income

Valuation Snapshot — IROQ

Valuation Multiples
P/E (TTM)19.4
Forward P/EN/A
PEG Ratio0.14
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.73
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.37
Book Value / Share$0.00
Revenue / Share$15.35
FCF / Share$0.00
Yields & Fair Value
Earnings Yield5.16%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.95 $24.47M $3.57M 14.6%
2017 $1.06 $26.08M $3.92M 15%
2018 $0.47 $26.89M $1.74M 6.5%
2019 $1.01 $30.89M $3.56M 11.5%
2020 $1.35 $31.77M $4.25M 13.4%
2021 $1.74 $30.59M $5.35M 17.5%
2022 $1.84 $30.29M $5.78M 19.1%
2023 $1.46 $36.17M $4.66M 12.9%
2024 $0.57 $45.37M $1.79M 3.9%
2025 $1.37 $48.37M $4.3M 8.9%
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