LM Funding America, Inc. LMFA NASDAQ

NASDAQ Capital Marke • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score

31/100

1/6 Pass

SharesGrow Intrinsic Value

N/A

Negative cash flow

SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

LM Funding America, Inc. (LMFA) has a negative trailing P/E of -0.1, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. Trailing earnings yield is -725.30%.

Criteria proven by this page:

VALUE (0/100, Fail) — negative P/E indicates the company is currently operating at a loss — DCF and P/E-based valuation models cannot produce meaningful results for unprofitable companies (P/E -0.1); trailing earnings yield is below the 10-year Treasury yield (~4.3%), meaning bonds offer a better return (EY -725.30%).
Trailing Earnings Yield -725.30% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings.

Overall SharesGrow Score: 30/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score

31/100

SG Score

View full scorecard →

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VALUE

N/A

No coverage

✓

FUTURE

100/100

Analyst consensus

→ Forecast

✗

PAST

0/100

→ Income

✗

HEALTH

17/100

Debt-to-Equity & liquidity

→ Health

✗

MOAT

0/100

→ Income

GROWTH

58/100

→ Income

✗

INCOME

10/100

→ Income

Valuation Snapshot — LMFA

Valuation Multiples

P/E (TTM)-0.1

Forward P/EN/A

PEG RatioN/A

Forward PEGN/A

P/B Ratio0.12

P/S Ratio0.30

EV/EBITDA-1.5

Per Share Data

EPS (TTM)$-1.89

Book Value / Share$2.00

Revenue / Share$0.73

FCF / Share$-1.09

Yields & Fair Value

Earnings Yield-725.30%

Dividend Yield0.00%

SharesGrow IV$-13.08 (-4435.4%)

Historical Valuation

Year	P/E (TTM)	PEG Ratio	P/B Ratio	P/S Ratio	Dividend Yield
2016	-25.4	0.00	14.43	13.06	-
2017	-3.7	-0.01	35.51	7.65	-
2018	-14.9	0.15	1.21	2.09	-
2019	-4.9	-0.05	5.21	6.13	-
2020	-1.3	-0.01	0.47	4.20	-
2021	33.2	-0.31	2.60	11.26	-
2022	-0.2	0.00	0.15	1.12	-
2023	-0.5	0.01	0.23	1.37	-
2024	-0.8	0.01	0.16	0.55	-
2025	-0.1	-0.01	0.13	0.44	-

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year	EPS (Diluted)	Revenue	Net Income	Net Margin
2016	$-35.91	$4.31M	$-2.37M	-55.1%
2017	$-128.38	$3.55M	$-8.63M	-243.1%
2018	$-2.37	$2.91M	$-472.16K	-16.2%
2019	$-28.77	$2.91M	$-3M	-103.3%
2020	$-14.94	$1.29M	$-4.04M	-314.2%
2021	$3.60	$14.02M	$4.76M	34%
2022	$-12.79	$5.36M	$-27.88M	-519.7%
2023	$-6.98	$12.98M	$-15.94M	-122.8%
2024	$-2.61	$11M	$-7.32M	-66.5%
2025	$-3.28	$8.79M	$-26.92M	-306.2%