SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
National Bank Holdings Corporation (NBHC) trades at a trailing P/E of 14.3, forward P/E of 12.6. Trailing earnings yield is 6.98%, forward earnings yield 7.96%. PEG 0.74 (Peter Lynch undervalued ≤1.0). Graham Number is $48.40.
Criteria proven by this page:
- VALUE (81/100, Pass) — P/E is below market average (14.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.74); earnings yield beats bond yields (6.98%).
- Forward P/E 12.6 (down from trailing 14.3) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.74 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 6.98% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.96% as earnings recover.
- Analyst consensus target $42.00 (+0.1% upside) — modest upside expected.
Overall SharesGrow Score: 68/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
81/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — NBHC
Valuation Multiples
P/E (TTM)14.3
Forward P/E12.6
PEG Ratio0.74
Forward PEG0.74
P/B Ratio1.13
P/S Ratio2.67
EV/EBITDA7.4
Per Share Data
EPS (TTM)$2.87
Forward EPS (Est.)$3.34
Book Value / Share$36.28
Revenue / Share$15.29
FCF / Share$2.99
Yields & Fair Value
Earnings Yield6.98%
Forward Earnings Yield7.96%
Dividend Yield2.99%
Graham Number$48.40
SharesGrow IV$72.94 (+73.9%)
Analyst Target$42.00 (+0.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
36.4 |
0.08 |
1.56 |
4.18 |
0.76% |
| 2017 |
59.9 |
-1.80 |
1.64 |
4.29 |
1.08% |
| 2018 |
15.4 |
0.06 |
1.37 |
3.25 |
1.75% |
| 2019 |
13.7 |
0.48 |
1.43 |
3.35 |
2.14% |
| 2020 |
11.4 |
0.98 |
1.23 |
2.86 |
2.45% |
| 2021 |
14.4 |
2.44 |
1.61 |
4.41 |
1.99% |
| 2022 |
19.1 |
-0.69 |
1.25 |
3.93 |
2.24% |
| 2023 |
9.9 |
0.14 |
1.16 |
2.55 |
2.81% |
| 2024 |
13.8 |
-0.81 |
1.26 |
2.77 |
2.61% |
| 2025 |
13.2 |
-1.71 |
1.05 |
2.49 |
3.17% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.79 |
$200.42M |
$23.06M |
11.5% |
| 2017 |
$0.53 |
$203.63M |
$14.58M |
7.2% |
| 2018 |
$1.96 |
$292.17M |
$61.45M |
21% |
| 2019 |
$2.55 |
$327.77M |
$80.37M |
24.5% |
| 2020 |
$2.85 |
$353.91M |
$88.59M |
25% |
| 2021 |
$3.01 |
$306.15M |
$93.61M |
30.6% |
| 2022 |
$2.18 |
$346.52M |
$71.27M |
20.6% |
| 2023 |
$3.72 |
$553.56M |
$142.05M |
25.7% |
| 2024 |
$3.08 |
$594.31M |
$118.82M |
20% |
| 2025 |
$2.85 |
$583.94M |
$109.57M |
18.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.33 |
$3.00 – $3.65 |
$546.37M |
$542.1M – $552.48M |
4 |
| 2027 |
$3.99 |
$3.94 – $4.04 |
$584.92M |
$580.35M – $591.46M |
4 |
