TriCo Bancshares (TCBK) is a Banks - Regional company in the Financial Services sector, currently trading at $50.48. It has a SharesGrow Score of 58/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TCBK = $99.75 (+97.6% from the current price, the stock appears undervalued). Analyst consensus target is TCBK = $54 (+6% upside).
Valuation: TCBK trades at a trailing Price-to-Earnings (P/E) of 13.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.09.
Financials: revenue is $533M, +9.2%/yr average growth. Net income is $122M, growing at -0.9%/yr. Net profit margin is 22.8% (strong). Gross margin is 75.9% (-17.3 pp trend).
Balance sheet: total debt is $80M against $1.3B equity (Debt-to-Equity (D/E) ratio 0.06, conservative). Current ratio is 0.02 (tight liquidity). Debt-to-assets is 0.8%. Total assets: $9.8B.
Analyst outlook: 6 / 12 analysts rate TCBK as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 42/100 (Partial), Growth 40/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 52/100 (Partial), Income 85/100 (Pass).
