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Peoples Bancorp of North Carolina, Inc. PEBK NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
61/100
3/6 Pass
SharesGrow Intrinsic Value
$89.96
+114.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Peoples Bancorp of North Carolina, Inc. (PEBK) trades at a trailing P/E of 17.3. Trailing earnings yield is 5.77%. Graham Number is $31.93.

Criteria proven by this page:

  • VALUE (30/100, Fail) — the composite valuation score falls below the 60/100 threshold required to pass.
  • Trailing Earnings Yield 5.77% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 59/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
61/100
SG Score
View full scorecard →
VALUE
30/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
MOAT
43/100
→ Income
GROWTH
73/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — PEBK

Valuation Multiples
P/E (TTM)17.3
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio2.19
P/S Ratio2.16
EV/EBITDA7.6
Per Share Data
EPS (TTM)$2.39
Book Value / Share$18.95
Revenue / Share$12.65
FCF / Share$2.41
Yields & Fair Value
Earnings Yield5.77%
Dividend Yield2.36%
Graham Number$31.93
SharesGrow IV$89.96 (+114.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 14.9 -5.86 1.27 2.60 1.54%
2017 17.9 1.53 1.59 3.44 1.43%
2018 11.0 0.36 1.19 2.55 2.13%
2019 13.9 2.21 1.45 3.07 2.02%
2020 11.8 -0.67 0.96 2.08 3.28%
2021 10.2 0.26 1.08 2.41 2.46%
2022 11.1 1.30 1.70 2.52 2.76%
2023 10.8 -4.53 1.38 1.95 3.05%
2024 10.1 1.38 1.27 1.69 3.05%
2025 12.4 -2.39 1.57 2.15 2.13%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.50 $52.64M $9.18M 17.4%
2017 $1.69 $53.57M $10.27M 19.2%
2018 $2.22 $57.52M $13.38M 23.3%
2019 $2.36 $63.51M $14.07M 22.2%
2020 $1.95 $64.59M $11.36M 17.6%
2021 $2.63 $63.88M $15.13M 23.7%
2022 $2.85 $70.72M $16.12M 22.8%
2023 $2.77 $85.78M $15.55M 18.1%
2024 $2.98 $97.79M $16.35M 16.7%
2025 $2.94 $114.6M $19.83M 17.3%
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