SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Qfin Holdings, Inc. (QFIN) trades at a trailing P/E of 1.0, forward P/E of 0.5. Trailing earnings yield is 101.84%, forward earnings yield 208.33%. PEG 0.27 (Peter Lynch undervalued ≤1.0). Graham Number is $884.89.
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (1.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.27); analyst target implies upside (+101.2%); earnings yield beats bond yields (101.84%).
- Forward P/E 0.5 (down from trailing 1.0) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.27 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 101.84% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 208.33% as earnings recover.
- Analyst consensus target $28.15 (+101.2% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 89/100 with 7/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — QFIN
Valuation Multiples
P/E (TTM)1.0
Forward P/E0.5
PEG Ratio0.27
Forward PEG0.04
P/B Ratio0.24
P/S Ratio0.67
EV/EBITDA1.0
Per Share Data
EPS (TTM)$92.70
Forward EPS (Est.)$28.97
Book Value / Share$375.42
Revenue / Share$273.80
FCF / Share$168.16
Yields & Fair Value
Earnings Yield101.84%
Forward Earnings Yield208.33%
Dividend Yield10.81%
Graham Number$884.89
SharesGrow IV$739.54 (+5186.2%)
Analyst Target$28.15 (+101.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
-457.0 |
0.00 |
-1,040.73 |
5,710.25 |
- |
| 2017 |
93.7 |
-0.17 |
21.03 |
23.60 |
- |
| 2018 |
9.1 |
0.00 |
2.43 |
2.90 |
- |
| 2019 |
3.9 |
-0.02 |
1.36 |
1.37 |
- |
| 2020 |
3.3 |
0.12 |
1.21 |
0.85 |
- |
| 2021 |
3.9 |
0.06 |
1.47 |
1.35 |
1.22% |
| 2022 |
5.5 |
-0.18 |
1.16 |
1.33 |
4.50% |
| 2023 |
4.0 |
1.94 |
0.78 |
1.06 |
5.48% |
| 2024 |
6.7 |
0.11 |
1.73 |
2.43 |
3.03% |
| 2025 |
1.5 |
0.01 |
0.37 |
0.48 |
7.47% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$-1.00 |
$3.98M |
$-49.72M |
-1249.5% |
| 2017 |
$-3.36 |
$788.14M |
$-166.37M |
-21.1% |
| 2018 |
$23.54 |
$4.45B |
$1.19B |
26.8% |
| 2019 |
$33.26 |
$9.22B |
$2.5B |
27.1% |
| 2020 |
$45.60 |
$13.56B |
$3.5B |
25.8% |
| 2021 |
$71.96 |
$16.64B |
$5.78B |
34.8% |
| 2022 |
$50.00 |
$16.55B |
$4.02B |
24.3% |
| 2023 |
$52.18 |
$16.29B |
$4.29B |
26.3% |
| 2024 |
$82.58 |
$17.17B |
$6.26B |
36.5% |
| 2025 |
$85.58 |
$18.68B |
$5.8B |
31% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$28.87 |
$25.09 – $32.57 |
$14.84B |
$14.12B – $15.55B |
4 |
| 2027 |
$31.75 |
$27.69 – $35.81 |
$14.16B |
$12.21B – $16.04B |
5 |
| 2028 |
$35.45 |
$26.07 – $41.41 |
$14.13B |
$11.78B – $16.22B |
5 |
