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Saratoga Investment Corp. SAR NYSE

NYSE • Financial Services • Asset Management • US • USD

SharesGrow Score
60/100
4/7 Pass
SharesGrow Intrinsic Value
$11.05
-52.4%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Saratoga Investment Corp. (SAR) trades at a trailing P/E of 9.2, forward P/E of 9.4. Trailing earnings yield is 10.83%, forward earnings yield 10.70%. PEG 0.05 (Peter Lynch undervalued ≤1.0). Graham Number is $37.16.

Criteria proven by this page:

  • VALUE (65/100, Pass) — P/E is below market average (9.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.05); earnings yield beats bond yields (10.83%).
  • PEG Ratio 0.05 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 10.83% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 60/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
60/100
SG Score
View full scorecard →
VALUE
65/100
Price-to-Earnings & upside
Proven by this page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
28/100
→ Income
GROWTH
90/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — SAR

Valuation Multiples
P/E (TTM)9.2
Forward P/E9.4
PEG Ratio0.05
Forward PEG0.41
P/B Ratio0.86
P/S Ratio3.52
EV/EBITDA0.8
Per Share Data
EPS (TTM)$2.39
Forward EPS (Est.)$2.48
Book Value / Share$25.65
Revenue / Share$6.32
FCF / Share$1.42
Yields & Fair Value
Earnings Yield10.83%
Forward Earnings Yield10.70%
Dividend Yield14.71%
Graham Number$37.16
SharesGrow IV$11.05 (-52.4%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 6.8 2.78 0.63 3.27 9.96%
2017 11.5 -2.18 1.03 4.83 5.20%
2018 7.4 0.16 0.92 3.94 6.84%
2019 8.8 -0.86 0.90 4.28 7.40%
2020 3.8 0.03 0.70 2.73 7.96%
2021 17.6 -0.23 0.85 6.51 4.34%
2022 6.9 0.03 0.88 4.06 5.77%
2023 13.4 -0.28 0.95 4.72 6.88%
2024 33.5 -0.51 0.81 4.30 10.72%
2025 12.9 0.07 0.92 3.84 11.26%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2018 $2.93 $33.38M $17.68M 53%
2019 $2.63 $37.91M $18.51M 48.8%
2020 $5.98 $78.29M $55.74M 71.2%
2020 $5.98 $78.29M $55.74M 71.2%
2021 $1.32 $39.91M $14.78M 37%
2022 $3.99 $77.46M $45.74M 59%
2023 $2.06 $69.85M $24.68M 35.3%
2024 $0.71 $69.55M $8.93M 12.8%
2024 $0.71 $69.55M $8.93M 12.8%
2025 $2.02 $94.16M $28.09M 29.8%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $2.48 $2.43 – $2.53 $125.44M $125.18M – $125.84M 6
2027 $2.31 $2.22 – $2.39 $122.28M $117.82M – $128.72M 6
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