SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
United Bancshares, Inc. (UBOH) trades at a trailing P/E of 9.2. Trailing earnings yield is 10.85%. PEG 0.29 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (9.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.29); earnings yield beats bond yields (10.85%).
- PEG Ratio 0.29 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.85% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 68/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — UBOH
Valuation Multiples
P/E (TTM)9.2
Forward P/EN/A
PEG Ratio0.29
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.68
EV/EBITDA0.0
Per Share Data
EPS (TTM)$4.04
Book Value / Share$0.00
Revenue / Share$22.23
FCF / Share$0.00
Yields & Fair Value
Earnings Yield10.85%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.68 |
$24.3M |
$5.52M |
22.7% |
| 2017 |
$1.18 |
$28.83M |
$3.85M |
13.3% |
| 2018 |
$2.51 |
$37.64M |
$8.22M |
21.8% |
| 2019 |
$3.25 |
$43.94M |
$10.66M |
24.3% |
| 2020 |
$4.16 |
$60.04M |
$13.76M |
22.9% |
| 2021 |
$4.14 |
$53.08M |
$13.58M |
25.6% |
| 2022 |
$3.46 |
$45.64M |
$11.31M |
24.8% |
| 2023 |
$2.80 |
$40.87M |
$8.61M |
21.1% |
| 2024 |
$3.06 |
$41.83M |
$9.16M |
21.9% |
| 2025 |
$4.04 |
$65.95M |
$12M |
18.2% |
