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Premier Financial Corp. PFC NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
50/100
2/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$22.00
-21.5%

Premier Financial Corp. (PFC) is a Banks - Regional company in the Financial Services sector, currently trading at $28.04. It has a SharesGrow Score of 50/100, indicating a mixed investment profile with 2 out of 7 criteria passed.

Analyst consensus target is PFC = $22 (-21.5% upside).

Financials: revenue is $244M, -4.4%/yr average growth. Net income is $64M, growing at -12.3%/yr. Net profit margin is 26.3% (strong). Gross margin is 100% (+0 pp trend).

Balance sheet: total debt is $592M against $1.0B equity (Debt-to-Equity (D/E) ratio 0.59, moderate). Debt-to-assets is 6.9%. Total assets: $8.6B.

Analyst outlook: 1 / 5 analysts rate PFC as buy (20%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 43/100 (Partial), Growth 15/100 (Fail), Past 100/100 (Pass), Health 25/100 (Fail), Moat 66/100 (Partial), Future 16/100 (Fail), Income 85/100 (Pass).

$22.00
▼ 21.54% Downside
Average Price Target
The 12-month price target for Premier Financial Corp. is $22.00.

PFC SharesGrow Score Overview

50/100
SharesGrow Score
Mixed signals — some strengths
View full scorecard →
VALUE 43/100
Valuation — P/E, PEG, Forward PEG
GROWTH 15/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 25/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 66/100
Gross margin is + market cap
FUTURE 16/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PFC

~
VALUE Partial
43/100
PFC trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $22, implying -21.5% from the current price $28. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
✗
GROWTH Fail
15/100
PFC: -4.4%/yr revenue is, -12.3%/yr Net income is average growth. weak. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
✓
PAST Pass
100/100
PFC: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
✗
HEALTH Fail
25/100
Balance sheet PFC: Debt-to-Equity (D/E) ratio 0.59 (moderate), Current ratio is N/A. Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
66/100
PFC: Gross margin is 100% (+0 pp trend), $1B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 66/100. ≥ 70 = Pass.
View details →
✗
FUTURE Fail
16/100
Analyst outlook: 1 / 5 analysts rate PFC as buy (20%). Analyst consensus target is $22 (-21.5% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
✓
INCOME Pass
85/100
PFC: Net profit margin is 26.3%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range18.63-29.64
Volume3.07M
Avg Volume (30D)246.37K
Market Cap$1.01B
Beta (1Y)1.22
Dividend Yield$1.2400
Share Statistics
EPS (TTM)1.81
Shares Outstanding$35.68M
IPO Date1993-07-20
Employees944
CEOGary M. Small
Financial Highlights & Ratios
Revenue (TTM)$243.59M
Gross Profit$243.59M
Net Income$64.04M
Operating Income$-287.74M
Total Cash$1.24B
Total Debt$592.36M
Net Debt$470.87M
Total Assets$8.58B
Price / Earnings (P/E)15.5
Price / Sales (P/S)4.14
Analyst Forecast
1Y Price Target$22.00
Target High$22.00
Target Low$22.00
Upside-21.5%
Rating ConsensusHold
Analysts Covering5
Buy 20% Hold 80% Sell 0%
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS74052F1084

Price Chart

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PFC
Premier Financial Corp. ↗  ·  NASDAQ Global Select
Financial Services • Banks - Regional
18.63 52WK RANGE 29.64

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