SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
WhiteHorse Finance, Inc. (WHF) trades at a trailing P/E of 12.2, forward P/E of 7.0. Trailing earnings yield is 8.17%, forward earnings yield 14.29%. PEG 0.09 (Peter Lynch undervalued ≤1.0). Graham Number is $12.49.
Criteria proven by this page:
- VALUE (95/100, Pass) — P/E is below market average (12.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.09); analyst target implies upside (+57.9%); earnings yield beats bond yields (8.17%).
- Forward P/E 7.0 (down from trailing 12.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.09 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.17% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 14.29% as earnings recover.
- Analyst consensus target $12.00 (+57.9% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 73/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
95/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — WHF
Valuation Multiples
P/E (TTM)12.2
Forward P/E7.0
PEG Ratio0.09
Forward PEG0.09
P/B Ratio0.68
P/S Ratio3.86
EV/EBITDA0.0
Per Share Data
EPS (TTM)$0.62
Forward EPS (Est.)$1.09
Book Value / Share$11.21
Revenue / Share$1.88
FCF / Share$1.27
Yields & Fair Value
Earnings Yield8.17%
Forward Earnings Yield14.29%
Dividend Yield17.37%
Graham Number$12.49
SharesGrow IV$72.55 (+854.6%)
Analyst Target$12.00 (+57.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
7.1 |
-0.01 |
0.89 |
5.25 |
11.67% |
| 2017 |
7.6 |
2.16 |
0.91 |
5.55 |
10.12% |
| 2018 |
4.6 |
0.08 |
0.83 |
3.58 |
11.08% |
| 2019 |
9.1 |
-0.20 |
0.90 |
5.90 |
11.79% |
| 2020 |
8.8 |
3.31 |
0.89 |
5.69 |
11.35% |
| 2021 |
10.9 |
-1.40 |
0.94 |
6.31 |
9.09% |
| 2022 |
19.3 |
-0.37 |
0.91 |
7.00 |
10.93% |
| 2023 |
14.0 |
0.48 |
0.90 |
5.14 |
12.36% |
| 2024 |
20.7 |
-0.45 |
0.79 |
13.16 |
18.44% |
| 2025 |
11.2 |
0.35 |
0.62 |
4.25 |
22.73% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.71 |
$34.23M |
$31.33M |
91.5% |
| 2017 |
$1.77 |
$37.17M |
$34.45M |
92.7% |
| 2018 |
$2.79 |
$61.3M |
$57.3M |
93.5% |
| 2019 |
$1.50 |
$34.24M |
$30.84M |
90.1% |
| 2020 |
$1.54 |
$36.02M |
$31.69M |
88% |
| 2021 |
$1.42 |
$35.35M |
$30.09M |
85.1% |
| 2022 |
$0.68 |
$21.35M |
$15.68M |
73.4% |
| 2023 |
$0.88 |
$103.26M |
$20.41M |
19.8% |
| 2024 |
$0.00 |
$17.1M |
$10.85M |
63.5% |
| 2025 |
$0.62 |
$37.89M |
$14.34M |
37.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.09 |
$1.02 – $1.16 |
$66.67M |
$62.77M – $68.63M |
4 |
| 2027 |
$1.02 |
$0.96 – $1.10 |
$65.67M |
$59.21M – $70.34M |
3 |
