SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Unum Group (UNM) trades at a trailing P/E of 17.6, forward P/E of 8.9. Trailing earnings yield is 5.69%, forward earnings yield 11.24%. PEG 0.09 (Peter Lynch undervalued ≤1.0). Graham Number is $81.08.
Criteria proven by this page:
- VALUE (75/100, Pass) — P/E is below market average (17.6); PEG ≤ 1.0 — Peter Lynch undervalued (0.09); analyst target implies upside (+25.3%); earnings yield beats bond yields (5.69%).
- Forward P/E 8.9 (down from trailing 17.6) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.09 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.69% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 11.24% as earnings recover.
- Analyst consensus target $97.17 (+25.3% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 61/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
75/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — UNM
Valuation Multiples
P/E (TTM)17.6
Forward P/E8.9
PEG Ratio0.09
Forward PEG0.09
P/B Ratio1.17
P/S Ratio0.99
EV/EBITDA13.2
Per Share Data
EPS (TTM)$4.40
Forward EPS (Est.)$8.71
Book Value / Share$66.32
Revenue / Share$77.68
FCF / Share$3.31
Yields & Fair Value
Earnings Yield5.69%
Forward Earnings Yield11.24%
Dividend Yield2.33%
Graham Number$81.08
SharesGrow IV$209.82 (+170.6%)
Analyst Target$97.17 (+25.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
11.1 |
0.87 |
1.15 |
0.94 |
1.77% |
| 2017 |
12.5 |
1.15 |
1.30 |
1.10 |
1.58% |
| 2018 |
12.3 |
-0.27 |
0.75 |
0.56 |
3.34% |
| 2019 |
5.6 |
0.05 |
0.61 |
0.51 |
3.75% |
| 2020 |
5.9 |
-0.23 |
0.43 |
0.36 |
4.96% |
| 2021 |
5.1 |
1.33 |
0.44 |
0.42 |
4.77% |
| 2022 |
5.9 |
0.08 |
0.94 |
0.69 |
3.09% |
| 2023 |
6.9 |
-1.01 |
0.92 |
0.72 |
3.12% |
| 2024 |
7.7 |
0.17 |
1.24 |
1.06 |
2.18% |
| 2025 |
18.1 |
-0.33 |
1.20 |
1.02 |
2.29% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$3.95 |
$11.05B |
$931.4M |
8.4% |
| 2017 |
$4.37 |
$11.29B |
$994.2M |
8.8% |
| 2018 |
$2.38 |
$11.6B |
$523.4M |
4.5% |
| 2019 |
$5.24 |
$12B |
$1.1B |
9.2% |
| 2020 |
$3.89 |
$13.16B |
$793M |
6% |
| 2021 |
$4.02 |
$12.01B |
$981M |
8.2% |
| 2022 |
$6.96 |
$11.99B |
$1.41B |
11.7% |
| 2023 |
$6.50 |
$12.39B |
$1.28B |
10.4% |
| 2024 |
$9.46 |
$12.79B |
$1.78B |
13.9% |
| 2025 |
$4.28 |
$13.05B |
$738.5M |
5.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$8.71 |
$8.57 – $8.86 |
$12.19B |
$11.89B – $12.39B |
8 |
| 2027 |
$9.71 |
$9.49 – $9.94 |
$12.76B |
$12.39B – $13.04B |
8 |
| 2028 |
$10.81 |
$10.35 – $11.17 |
$13.1B |
$13.1B – $13.1B |
4 |
| 2029 |
$11.95 |
$11.52 – $12.78 |
$14.02B |
$13.64B – $14.78B |
2 |
