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Glacier Bancorp, Inc. GBCI NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
66/100
4/7 Pass
SharesGrow Intrinsic Value
$55.39
+15.7%
Analyst Price Target
$58.33
+21.9%

Glacier Bancorp, Inc. (GBCI) is a Banks - Regional company in the Financial Services sector, currently trading at $47.87. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of GBCI = $55.39 (+15.7% from the current price, the stock appears undervalued). Analyst consensus target is GBCI = $58 (+21.9% upside).

Valuation: GBCI trades at a trailing Price-to-Earnings (P/E) of 25.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.53.

Financials: revenue is $1.4B, +15.2%/yr average growth. Net income is $239M, growing at -5.2%/yr. Net profit margin is 16.8% (healthy). Gross margin is 69% (-24.4 pp trend).

Balance sheet: total debt is $2.9B against $4.2B equity (Debt-to-Equity (D/E) ratio 0.69, moderate). Current ratio is 307.57 (strong liquidity). Debt-to-assets is 9.1%. Total assets: $32.0B.

Analyst outlook: 9 / 14 analysts rate GBCI as buy (64%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 50/100 (Partial), Moat 59/100 (Partial), Future 67/100 (Pass), Income 70/100 (Pass).

$58.33
▲ 21.85% Upside
Average Price Target
Based on 14 Wall Street analysts offering 12-month price targets for Glacier Bancorp, Inc., the average price target is $58.33, with a high forecast of $59.00, and a low forecast of $58.00.
Highest Price Target
$59.00
Average Price Target
$58.33
Lowest Price Target
$58.00

GBCI SharesGrow Score Overview

66/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 69/100
Valuation — P/E, PEG, Forward PEG
GROWTH 48/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 50/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 67/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — GBCI

VALUE Pass
69/100
GBCI trades at a trailing Price-to-Earnings (P/E) of 25.6 (S&P 500 average ~25). Forward PEG 1.53 — ~moderate (~1.5). Analyst consensus target is $58, implying +21.2% from the current price $48. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Partial
48/100
GBCI: +15.2%/yr revenue is, -5.2%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
GBCI: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
50/100
Balance sheet GBCI: Debt-to-Equity (D/E) ratio 0.69 (moderate), Current ratio is 307.57 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
59/100
GBCI: Gross margin is 69% (-24.4 pp trend), $6B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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FUTURE Pass
67/100
Analyst outlook: 9 / 14 analysts rate GBCI as buy (64%). Analyst consensus target is $58 (+21.2% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
70/100
GBCI: Net profit margin is 16.8%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range36.76-53.99
Volume942.58K
Avg Volume (30D)1.08M
Market Cap$6.23B
Beta (1Y)0.73
Dividend Yield$1.3200
Share Statistics
EPS (TTM)2.00
Shares Outstanding$129.95M
IPO Date1984-03-22
Employees3,457
CEORandall Chesler
Financial Highlights & Ratios
Revenue (TTM)$1.43B
Gross Profit$983.04M
EBITDA$365.01M
Net Income$239.03M
Operating Income$325.91M
Total Cash$4.33B
Total Debt$2.9B
Net Debt$2.58B
Total Assets$31.98B
Price / Earnings (P/E)23.9
Price / Sales (P/S)4.37
Analyst Forecast
1Y Price Target$58.00
Target High$59.00
Target Low$58.00
Upside+21.2%
Rating ConsensusBuy
Analysts Covering14
Buy 64% Hold 36% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS37637Q1058

Price Chart

GBCI
Glacier Bancorp, Inc.  ·  NYSE
Financial Services • Banks - Regional
36.76 52WK RANGE 53.99
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