American Coastal Insurance Corporation (ACIC) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $11.62. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ACIC = $92.56 (+696.6% from the current price, the stock appears undervalued). Analyst consensus target is ACIC = $2 (-83.6% upside).
Valuation: ACIC trades at a trailing Price-to-Earnings (P/E) of 5.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.21.
Financials: revenue is $335M, -6.8%/yr average growth. Net income is $107M, growing at +43.9%/yr. Net profit margin is 31.8% (strong). Gross margin is 86.3% (-13.7 pp trend).
Balance sheet: total debt is $156M against $318M equity (Debt-to-Equity (D/E) ratio 0.49, conservative). Debt-to-assets is 18.6%. Total assets: $835M.
Analyst outlook: 1 / 5 analysts rate ACIC as buy (20%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 71/100 (Pass), Growth 58/100 (Partial), Past 75/100 (Partial), Health 100/100 (Pass), Moat 49/100 (Partial), Future 16/100 (Fail), Income 100/100 (Pass).
