Heritage Insurance Holdings, Inc. (HRTG) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $26.37. It has a SharesGrow Score of 79/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HRTG = $-34.82 (-232% from the current price, the stock appears overvalued). Analyst consensus target is HRTG = $39 (+47.9% upside).
Valuation: HRTG trades at a trailing Price-to-Earnings (P/E) of 4.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.68.
Financials: revenue is $847M, +8.6%/yr average growth. Net income is $196M, growing at +127.7%/yr. Net profit margin is 23.1% (strong). Gross margin is 63% (-37 pp trend).
Balance sheet: total debt is $100M against $505M equity (Debt-to-Equity (D/E) ratio 0.2, conservative). Current ratio is 152.87 (strong liquidity). Debt-to-assets is 4.5%. Total assets: $2.2B.
Analyst outlook: 5 / 9 analysts rate HRTG as buy (56%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 98/100 (Pass), Growth 83/100 (Pass), Past 75/100 (Partial), Health 100/100 (Pass), Moat 49/100 (Partial), Future 64/100 (Pass), Income 85/100 (Pass).
