Donegal Group Inc. (DGICA) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $17.15. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of DGICA = $23.38 (+36.3% from the current price, the stock appears undervalued).
Valuation: DGICA trades at a trailing Price-to-Earnings (P/E) of 6.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.86.
Financials: revenue is $978M, +5%/yr average growth. Net income is $79M, growing at +477.1%/yr. Net profit margin is 8.1% (thin). Gross margin is 42.3% (-57.7 pp trend).
Balance sheet: total debt is $35M against $640M equity (Debt-to-Equity (D/E) ratio 0.05, conservative). Debt-to-assets is 1.5%. Total assets: $2.4B.
Analyst outlook: 1 / 2 analysts rate DGICA as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 94/100 (Pass), Growth 83/100 (Pass), Past 75/100 (Partial), Health 100/100 (Pass), Moat 42/100 (Fail), Future 40/100 (Partial), Income 45/100 (Partial).
